Experiencing a house fire in your own home is very serious business. It affects everyone in the family, both physically and emotionally. On top of damage to your home, there’s a good chance you’ve lost valuable possessions and personal items.
As damaging as a house fire is, it’s essential to do a number of things as quickly afterwards as possible. Working through these steps will help you protect your property and recover your losses. In doing so, it will also help you heal from the physical and emotional damage. Below are four of the most important steps to take after a fire.
1. Contact Insurance Company
Contact your insurance company right away. Talk to a representative before attempting any kind of cleanup. They need to evaluate the site in person. In the meantime, you can take pictures of the damage. It’s also important to note that many insurance policies provide living experiences to those displaced because of a fire until their homes are in livable repair.
2. Assess Damage
Meet with your insurance representative to assess the fire’s damage. Walk through the property, taking note of repairs. This is also the time to look for items that can be salvaged. It is also the time to discuss the process of home rebuilding and fire damage restoration with your insurer’s help.
3. Find Somewhere to Stay
Find somewhere to stay as soon as possible after the fire. Take into account the resources that your insurer will provide. You might choose to find an apartment to rent. Another option is to move in with relatives for the duration of your home repair.
Make sure to keep receipts for your expenses post fire. Although it’s not always the case, many insurance companies will reimburse you for a portion of these expenses. You might also be able to deduct a portion of them from your income tax.
4. Take Inventory
ServiceMaster of Tampa, FL states that you should take an inventory of all your lost or damaged items as soon after the fire as possible. Continue to add to this inventory as needed. Review pictures of your home before the fire to jog your memory of items that were damaged.
Few things are as traumatic as living through a house fire. There is little denying that the effects will continue to haunt you for months afterwards. While following the steps discussed above, it’s also important to take plenty of time to heal personally. Consider attending individual or family counseling if needed. http://www.creativehomeideas.net/